Finances got you feeling a bit queasy? If it makes you feel better, you’re not alone. According to a recent study by PwC, worries about money cause more anxiety than all other stressors (job, relationships, health and other) combined.

The news is routinely filled with proof Mother Nature is a force to be reckoned with. Don’t think your livelihood could be affected by the disaster du jour? We have bad news: You could be wrong.

It doesn’t take much of a Google search to get the feeling that employment is changing—and not for the better.

But here’s the thing: Not all those changes are doom and gloom.

While the unemployment rate is still at historic lows in most parts of the country, and consumers seem pretty optimistic, if their spending is any indication, there could be hard times ahead.

The end of your career is in sight and you’re looking for ways to pump up those retirement savings—hey, every little bit helps! Cutting disability protection out of the budget might seem like a logical choice. But is it?

When you’re young and healthy, disability insurance can seem like something to check out down the road. After all, your paycheck already has to cover a long and growing list of bills. Plus, that’s something for older people—right?

It isn’t enough to survive high winds, tidal surges, and power outages from a natural disaster like Superstorm Sandy. Who pays the bills if a job is disrupted or destroyed?

Unemployment is certainly no picnic.  It can be a very painful, isolating experience. Yet, workers who lose their jobs can qualify for unemployment insurance, a regular payment to help with the transition. This insurance ends once the individual gets a new job.